This website is for informational purposes only and does not constitute a complete description of the investment services or performance of MarketGrader Capital, LLC (“MarketGrader Capital”) or its affiliates. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where MarketGrader Capital is registered, notice filed or where an exemption or exclusion from such registration exists. No portion of this website’s content should be interpreted as legal, accounting or tax advice. Information throughout this website, whether stock quotes, charts, investment commentaries, or any other statement or statements regarding market or other financial information, is obtained from sources which we believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information.
This website is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific investor. Any statements regarding future events constitute only subjective views or beliefs, are not guarantees or projections of performance, should not be relied on, are subject to change due to a variety of factors, including fluctuating market conditions, and involve inherent risks and uncertainties, both general and specific, many of which cannot be predicted or quantified and are beyond our control. Investments in general involve numerous risks, including, among others, market risk, default risk and liquidity risk. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance.
Any historical information is as of the date stated. Any statements regarding future events constitute only subjective views or beliefs, are not guarantees or projections of performance, should not be relied on, are subject to change due to a variety of factors, including fluctuating market conditions, and involve inherent risks and uncertainties, both general and specific, many of which cannot be predicted or quantified and are beyond our control. Future results could differ materially and no assurance is given that these statements are now or will prove to be accurate or complete in any way. The performance results included or referenced in this website are hypothetical returns which have been compiled by MarketGrader or its affiliates. Returns do not reflect the reinvestment of income and dividends and do not take into account trading costs, management fees, and any other applicable fees and expenses. Hypothetical performance results may have inherent limitations, some of which are described below. A client’s actual return will be reduced by the advisory fees and any other expenses which may be incurred in the management of an investment advisory account. See Part 2A of the MarketGrader Capital’s Form ADV for a complete description of the investment advisory fees customarily charged. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. Hypothetical performance are prepared with the benefit of hindsight and there are numerous other factors related to the markets in general or to the implementation of any specific trading strategy which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results. The hypothetical results do not represent actual recommendations or trading and may not reflect the impact that material economic and market factors might have had on MarketGrader Capital’s decision-making if the MarketGrader Capital were actually managing client’s money. Certain information on this website pertains to historical performance of MarketGrader Capital affiliates, although the affiliates and MarketGrader Capital were not managing client accounts according to the strategy depicted.
MarketGrader Capital model portfolios are provided for illustrative purposes only and do not take into account the particular financial circumstances, objectives, risk tolerances, goals or other needs of any specific client. MarketGrader Capital model portfolios do not take into account all possible variations which may alter the risks associated with any strategy. Model portfolio assumptions may change and a client’s actual portfolio and investment objective(s) for accounts managed by MarketGrader Capital may look significantly different from MarketGrader Capital models when deemed appropriate. No representation is being made that a client will achieve similar results to those shown herein. Information about indices is provided to allow for comparison of the performance of the Adviser to that of certain well-known and widely recognized indices. There is no representation that such index is an appropriate benchmark for such comparison. You cannot invest directly in an index, which also does not take into account trading commissions and costs. The volatility of indices may be materially different from the performance of the Adviser. In addition, the Adviser's recommendations may differ significantly from the securities that comprise the indices. Past performance is not a guide of future results and the value of the investments and the income derived from them can go down as well as up.
No representation or assurance is made that MarketGrader Capital will or is likely to achieve its objectives, or will make a profit or will not sustain losses.
Disclosures pertaining to Charitable Giving: Rules and regulations regarding tax deductions for charitable giving vary at the state level. In addition, certain additional rules or limitations may apply with respect to an investor’s tax treatment depending on their specific circumstances. Under the Internal Revenue Code (“the Code”), deductions for charitable contributions are subject to certain “percentage limitations” that limit the deductions that can be taken to a stated percentage of adjusted gross income (“AGI”) in the year the deduction is taken. The investor’s ability to take itemized deductions may be subject to certain other limitations. Investors should consult with their tax advisor to determine their tax deductibility limits for Charitable Giving.
Additional information regarding MarketGrader Capital’s services, fees and expenses, potential conflicts of interests, and other risks are disclosed in MarketGrader Capital’s Form ADV. You may also access information at www.adviserinfo.sec.gov.
Alternative investment products may be offered only by Qualified Financial Professionals to investors who satisfy particular suitability requirements. Investors need to understand the special risks associated with alternative investments, including liquidity issues, fee structures, tax considerations, possible speculative investment strategies and different regulatory and reporting requirements. The information provided does not constitute a solicitation of an offer to buy, or an offer to sell securities in any jurisdiction to any person to whom it is not lawful to make such an offer.
The purpose of this notification is to advise you MarketGrader Capital’s Privacy Policy and to comply with Federal laws, including Securities and Exchange Commission regulations.
Our Commitment to Your Privacy: MarketGrader Capital (“MGC”) is committed to recognizing and respecting the expectations and rights of our customers regarding the handling of personal information. To protect your privacy MGC has adopted the long standing privacy policy outlined below, which explains the circumstances under which MGC may collect, maintain and use any non-public personally identifiable information you may provide us or which we accumulate in the course of doing business with you.
Collection of Information: We limit the collection and use of information to the minimum we require to help us serve your financial needs, deliver superior customer service, offer new products or services, and to fulfill regulatory and other legal requirements. The type of information MGC may collect includes:
How We Protect Your Information: Without your written permission, MGC will not share referral or client non-public personal information with unaffiliated third parties, unless MGC determines such disclosure is necessary to protect against a fraud or comply with a subpoena, court order or other legal requirement. Further, we restrict access to personal information to only those employees who require access to such information to provide to you with related products or services. Finally, we also maintain physical, electronic and procedural safeguards to protect your information.
Former Customers: Even if you are no longer a customer of MGC, our Privacy Policy will continue to apply accordingly. MGC is committed to upholding the spirit of this Privacy Policy, but reserves the right to change these privacy policies at any time. If you have any regarding this disclosure or would like a copy of MGC’s full Privacy Policy, please contact us.
The purpose of this letter is to inform our clients that MarketGrader Capital (“MGC” or the “Adviser”) has developed a Business Continuity/Disaster Recovery Plan in the event of a significant business disruption. Since the timing and impact of a disaster is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.
MGC maintains its office at 156 Almeria Avenue, Suite 201 Coral Gables, FL 33134, telephone number (786) 472-9017, email: (person’s first initial followed by the last name of the individual whom you wish to contact jsmith@marketgradercapital.com) and in the case of a significant business disruption (SBD), you should contact us by telephone or go to our web site at www.MarketGradercapital.com. For additional information about how to request funds and securities when your financial organization cannot be contacted due to a significant business interruption, you should contact the custodian listed on your account statements.
In the event of an emergency or major disruption, the safety of our employees is a vital concern for MGC. The Adviser will communicate with its employees via telephone, in person or any other available means to us. We will use a direct-targeted outreach, one employee call tree, as well as a strategic analysis and contact of necessary vendors. General closures as such as office closures and operation hours will be posted on MGC’s Website or a recorded updated when available. Protecting our primary facilities is high priority. Since MarketGrader Capital (MGC) does not maintain custody of customer’s funds or securities, which are maintained by various custodians, our advisors remain able to service our clients in the event of a mayor physical disruption to our facilities. In the event of a significant business disruption, (SBD), MarketGrader Capital will immediately regroup to an alternate location where we will have telephones, faxes and computers and systems available which will enable us to continue the business. Our business continuity plan is designed to permit MGC to resume operations as quickly as possible, given the scope and severity of the significant business disruption.
Our business continuity plan addresses data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employers and regulators; alternate physical locations of employees; critical suppliers, contractors and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue business.
Please note MGC’s comprehensive business continuity/disaster recover strategy is designed to enable us to meet our existing obligations to our clients, even in the event of an emergency or significant business disruption; however it is not infallible. The plan is designed to work in many different emergency situations; but emergencies are sometimes by nature, unpredictable and it is impossible to anticipate every scenario that could cause a business disruption. Furthermore, although we are confident with our own preparedness, MGC has no control over the various entities we must depend upon in the event of an emergency. Our business continuity plan will be tested periodically to ensure readiness; but such test might not be able to replicate the actual conditions of a real emergency. MGC business continuity/disaster recovery plan is subject to change without notice.
Certain portions of MarketGrader Capital’s web site (i.e. newsletters, white papers, etc.) may contain a discussion of, and/or provide access to, MarketGrader Capital (and those of other investment and non-investment professionals) opinions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current opinions and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from MarketGrader Capital, or from any other investment professional. MarketGrader Capital is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if MarketGrader Capital is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of MarketGrader Capital by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.
Each client and prospective client agrees to release and hold harmless MarketGrader Capital, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from MarketGrader Capital.